Our Process
Work with an investment adviser who invests in you.
It starts with a discovery interview.
Your short-term goals and long-term dreams live in a world of taxes and shifting markets. At our discovery meeting, we gather all the necessary financial information to build a customized investment strategy that is right for you.
Together, we will define your objectives and establish your risk tolerance. We will explore your goals and evaluate your existing estate plan.
Proposal & Action Plan
We don’t just pull solutions out of a box.
Before we put any plan into action, we discuss what you want your money to become and we get a snapshot of your financial situation. Only when we understand your needs and have insight into your goals do we map your investment and diversification strategy.
At your proposal meeting, we will help you create your financial roadmap. We'll present you with an Asset Allocation plan, recommend specific investments, and talk about your estate. We may even review life insurance.
Implementation
Our team works with you to launch your financial plan.
We want our clients to understand our role and your responsibility to your financial plan.
As we move toward your goals, we are always mindful that any strategy needs room to adapt to a changing market. As implementation occurs, we will be sure to fulfill all your needs. Whether it be tax or legal counsel, opening new accounts, or moving around assets, we have you taken care of.
120 Day Review
Communication is critical to the success of your investments.
After 120 days, we meet with you face-to-face to discuss the progress of your investment plan and to make sure your questions are answered and your expectations are met.
At this four-month review, we will review your investments and make necessary adjustments. This meeting allows us to confirm your gains and losses, re-establish balance sheets, and make sure you understand your financial statements. It is most important to us to set a baseline for your future at this meeting.
Monitor & Rebalance
You deserve a personalized financial plan that adapts to your goals.
The market changes. The tax code changes. Your financial situation changes.
Building a financial plan and never reviewing it is like setting the cruise control in your car and forgetting about the steering wheel.
At Insight Financial Services, your team of financial advisers works with you to keep you on the right path toward your goals, even as your finances and economic circumstances shift. We constantly monitor and rebalance your investment plan to reflect the value of your portfolio, tax efficiency, and cost basis.